Applicants Must:

• Reside in Jamaica
• Be over the age of 18
• Permanently employed (in job for over six months)
• Provide guarantor information (if required)
• Signed Credit Check Consent Form (if required)

Applicants are to provide the following:

• Proof of employment
• Details of employer (company name, address, telephone number and managers name)
• One guarantor that meets the same criteria
• Two government issued IDs (Driver’s Licence, Passport, National ID)
• Payslips for last four pay periods
• Signed Loan Agreement form
• Loan application form completed

Guarantor Information:

• Guarantor must be a permanent member of staff working at the same company as the applicant.
• Guarantor will be required to complete and sign the Guarantor’s Salary Deduction form. This form should also be verified and stamped by Human Resources (HR)

Application Process:

• Go to the website at www.lfufinancial.com and click on the ‘APPLY FOR LOAN’ link.
• Follow the steps and ensure that the correct Loan Type is selected.
• The Applicant will be required to upload all required documents.
• Once the application is submitted, a notification email will be sent to LFU Financial.
• The loan application will be reviewed.  
• If the loan application is approved. The loan application form and the loan agreement form will be sent to the applicant via email.

Completed loan application form and loan agreement form must be signed by the applicant and sent to HR for verification and stamping. Once this verification has been completed by HR, both documents should be returned to LFU Financial. The loan will be disbursed to the applicant’s bank account.